Promise of Privacy

The Securities Center, Inc. Promise of Privacy

The Securities Center, Inc. takes your privacy very seriously. We share a commitment to protect your privacy and the confidentiality of your personal and financial information. As providers of products and services that involve compiling personal - and sometimes, sensitive - information, has been and will continue to be, a top priority of The Securities Center, Inc. We believe that you should know about the information that we collect, the measures we take to safeguard it, and the situations in which we might share information with select business partners. This “Promise” explains how The Securities Center, Inc. handles and protects the personal information we collect. The information we collect and the extent to which we use it will vary depending on the product or service involved. In fact, in certain cases, we may not collect or share some of the types of information noted below. For example, in a number of cases The Securities Center, Inc. may have an agreement with a third party that limits the sharing of information about its customers with another company. These agreements will continue to be honored. Our Promise of Privacy derives from basic principles of trust, ethics, and integrity:

1. We collect only the customer information necessary to consistently deliver responsive products and services. The Securities Center, Inc. collects information that helps serve your financial needs, provide high standards of customer service, develop and offer new products or services for our customers; and fulfill legal and regulatory requirements. The information collected generally varies depending on the products or services you request and may include: a. Information provided in personal interviews or on applications - for example: name, address, Social Security number, annual income, and net worth. b. responses from your employer, plan benefit sponsor, or association regarding any group products we may provide, for example: name, age, address and Social Security number. c. Third-party reports such as consumer credit history, motor vehicle records, demographic, and/or medical information, if relevant to your product or service. d. Information about your relationships with us, such as products or services purchased, and account balances (if applicable) which we may obtain in writing or during telephonic transactions.

2. We maintain safeguards to ensure information security. We have implemented security standards and processes - including physical, electronic, and procedural safeguards - to ensure that access to customer information is limited to employees, registered representatives, and agents who may need it to do their jobs. They are required to respect the confidentiality of all customer information.

3. We limit how and with whom we share customer information. First and foremost, we do not sell lists of our customers, nor do we disclose customer information to marketing companies with the exception of companies we may hire to provide specific services for us, as described below. Under no circumstances do we share medical information for marketing purposes. We will share customer information only for the following reasons: a. When it is necessary to disclose information to third parties to effect, administer, or authorize - for example, when we provide information we collect to a mutual fund company from which you wish to purchase shares. b. We may be required by law or regulation to disclose information to third parties – for example: in response to a subpoena; to prevent fraud; and to comply with rules of, or inquiries from, industry regulators. c. The registered representative or agent with whom you work may use the personal information about you in his or her files to advise you of other products or to help you with your overall financial strategy.

Furthermore, as permitted by federal and state laws, we may share or exchange information with companies engaged to work with us such as:

1. third party administrators and vendors hire to effect administer or enforce a transaction that you request or authorize; to develop or maintain software; or to perform marketing research.

2. Financial service entities, such as banks, credit unions credit union service organizations, insurance companies, or securities broker/dealers, with which we have joint marketing agreements. The information we may share is described in Section 1 above.

3. Reputable consumer reporting agencies in connection with your application or renewal of insurance coverage. Other than what is described herein, we won’t share information about you with third parties to market products to you, unless we tell you about it first, and give you a chance to say no. We will uphold this Promise of Privacy in every activity of The Securities Center, Inc. and with our business partners. Companies with which we share customer information are required to maintain the confidentiality of that information.
 

We will reaffirm this policy annually in writing, as long as you maintain an ongoing relationship with The Securities Center, Inc.

Sincerely,

James E. Biddle President

The Securities Center, Inc.

245 E Street, Chula Vista, CA 91910-2942

phone (619) 426-3550 or toll free (800) 244-1718